It's much easier to pay for new heating equipment or to make energy upgrades to your home if you can spread the payments over several years. Monthly loan payments are offset by lower energy bills. The money that you used to spend heating your home is now available to help meet your loan payments.

Here are a some low-cost/no cost financing programs:

Opportunities Credit Union (OCU)

Program:Home Energy Loan
Projects:This program offers flexibility in financing a variety of energy saving projects and purchases including solar projects, heating systems, doors, windows, and energy efficient appliances.
More Information:Call (800) 865-8328

VSECU

Program:Home Energy Loan 
Projects:This program offers flexibility in financing a variety of energy saving projects and purchases including solar projects, heating systems, doors, windows, and energy efficient appliances.
More Information:Call (800) 371-5146

NeighborWorks

Program:Home Energy Loan 
Projects:Neighborworks offers low-cost home improvement loans for energy improvements such as furnaces, boilers, heat pumps, central pellet boilers plus energy upgrades such as adding insulation, fixing air leaks and replacing old windows.
More Information:Call (802) 797-8106

 

For more information and a complete list of participating lenders, go to Efficiency Vermont.

Our Member Testimonials

  • Efficiency Success Story

    We've been Co-op members since 2012. In 2005 after using 1,823 gallon of heating oil and five cords of wood for heat and hot water we set out on a long-term effort to bring our energy use under control.

    Chuck & Gaye, Jericho, Vermont

    Services Provided:

    Boiler Installation & Replacement, Indirect Water Heaters, Price Protection FAQ, Space Heater Maintenance
  • Help Getting a Grant

    I would like to thank you for assisting me in getting a grant from the State of Vermont for a new tank, slab and roof ..... Your furnace man told me my tank would need to be replaced, and told me about this grant for low-income households .....

    Daria K., Milton, Vermont

    Services Provided:

    Furnace Installation & Replacement, Oil Tank Installation & Replacement, Capped Price Plans, Price Protection FAQ
  • Happy, grateful and warm

    I just have to send HUGE thanks and appreciation to Richie and Joe for the great pellet stove installation this morning. It was touch and go before they got here because we didn't know if we had all the components and no-one knew this type of stove.

    Diane R., Huntington, Vermont